Everything it has. Down to the details.

Beyond the basics, the features that make Dispendo easy every day: personalization, planning and full control of your data.

The basics, briefly

  • Accounts connected via Open Banking
  • Automatic categorization
  • Your corrections take priority
  • Clear charts
See how it works

Made to fit you

Dispendo adapts to how you like to use it.

  • Light or dark theme

    Pick the look you prefer, light or dark, and switch anytime in settings.

  • Italian or English

    Follow your phone's language or pick one: the whole app follows.

  • Your currency

    Summaries and amounts in your preferred currency, with up-to-date exchange rates. Original amounts stay unchanged.

  • Categories ready from day one, yours whenever you want

    Dispendo starts with a set of standard categories for spending and income, so you can begin without setting anything up. Whenever you like, add your own to match how you spend.

    • Create new categories with a name, emoji and color
    • Reorder them, with the ones you use most on top (standard ones excluded)
    • Turn off the ones you don't need (standard ones excluded)

    Ready to go, for example

    • 🛒 Groceries
    • 🍽️ Restaurants & Bars
    • 🏠 Home & Rent
    • ⚡ Bills & Utilities
    • 🚗 Transport
    • 📱 Subscriptions
    • 💪 Health & Wellness
    • 🛍️ Shopping
    • 💼 Salary

Organize and plan

The tools to go from looking at numbers to making decisions.

  • Budgets per category

    Set a monthly limit on the categories you want to keep an eye on, like restaurants or shopping. The budget renews itself every month and you always see what's left, no math needed.

    • A different limit for each category
    • Applied automatically every month
    • A notification at 75% and another if you go over

  • Alerts and notifications

    We only ping you when it matters: budgets close to the limit, new transactions to review, shared wallet invites.

  • Manual entry

    For cash and anything that doesn't go through the bank. Type the amount, tap the category and you're done, before your wallet is back in your pocket.

    • A big keypad, like a calculator
    • A category grid, right under your thumb
  • Handy if you track manually

    Recurring expenses

    With your bank connected, rent and bills already arrive on their own. If you track by hand, set subscriptions, rent or salary once: they're added every month on the day you choose.

Shared wallets

Sharing expenses with your partner or flatmates?

It's the Dispendo you know, for more than one person. Made for the expenses you share every month, like household costs: everyone adds their own and you all see the same, always up-to-date picture.

In shared wallets expenses are added manually: Open Banking applies only to your personal accounts.

  1. 1

    Create the wallet

    Give it a name, like “Home” or “Couple expenses”.

  2. 2

    Invite who you want

    All you need is the email of their Dispendo account: they get the invite and choose whether to accept.

  3. 3

    Dispendo keeps track

    Every transaction shows who added it, and you can filter the list and charts by person.

Why it helps

  • No more shared spreadsheets or chats full of receipts
  • Always clear who spent what
  • Charts for shared expenses too
  • Leave or delete the wallet when you no longer need it
9:41

Conto condiviso

Casa Via Roma

GM
🛒

Esselunga

Spesa · 14 giugno

−48,30 €

CategoriaSpesa
Aggiunta daGiulia G

Questa settimana

🏠

Bolletta luce

M

−62,10 €

🍝

Trattoria da Gino

G

−54,00 €

Filtra per persona: Tutti · Giulia · Marco

Your data, always yours

Easy to bring in, yours to take out whenever you want.

  • Import your history

    From CSV, Excel or a Dispendo backup, with a ready-to-fill template. The file is read on your phone.

  • Export everything

    CSV for spreadsheets, Excel with one sheet per month, JSON to take it elsewhere.

  • Multiple accounts and banks

    Connect accounts from different banks and see everything together, with transfers excluded from totals.

  • Delete anytime

    Disconnect an account or delete your account right from the app.

More clarity. Less work.

Available for iPhone and Android, with a 7-day free trial.

Get the app
Available onApp Store
Available onGoogle Play