Awareness, without the effort
That spreadsheet with every expense was a great idea. How long did it last? With Dispendo you connect your accounts and expenses log and sort themselves: track everything, without the hassle.
Saldo totale
€ 2.847,52
Oggi
Esselunga
Spesa
−34,20 €
ATM Milano
Trasporti
−2,20 €
Spotify
Abbonamenti
−10,99 €
Ieri
Stipendio
Altro
+1.850,00 €
Trattoria da Gino
Ristoranti
−28,50 €
Less effort
Transactions and categories arrive automatically
More awareness
Clear budgets and month-by-month summaries
All accounts together
One or many, even across banks
Inside Dispendo
An illustrative preview of Dispendo. Swipe through the screens to see how it works.
Balance, latest transactions already categorized and this month's budget in one look. Open the app and you instantly know where you stand.
Saldo totale
€ 2.847,52
Oggi
Esselunga
Spesa
−34,20 €
ATM Milano
Trasporti
−2,20 €
Spotify
Abbonamenti
−10,99 €
Ieri
Stipendio
Altro
+1.850,00 €
Trattoria da Gino
Ristoranti
−28,50 €
Clear charts by category and month-by-month trends, compared with last month. Spot right away where you spend most and what changed.
Giugno 2026
PSD2 Open Banking: you authorize with your bank, and we never see your credentials. Connect several accounts, even across banks.
Collega un conto
Autorizzi direttamente dalla tua banca. Noi non vediamo mai le credenziali.
Open Banking PSD2 · connessione regolamentata e sicura
A big keypad and a category grid: a cash expense takes five seconds. Perfect for everything that doesn't go through the bank.
Nuova spesa
€ 12,50
Only ambiguous transactions land in review: confirm the suggested category or change it on the spot. Your choice also applies to similar ones.
Da rivedere
3 in codaSolo i casi ambigui finiscono qui: conferma o correggi.
PAYPAL *STEAMGAMES
Svago?
ConfermaCambiaSUMUP *BAR CENTRALE MI
Ristoranti?
ConfermaCambiaADDEBITO SDD TELEPASS
Trasporti?
ConfermaCambiaLe tue correzioni hanno la precedenza
Illustrative previews with sample data.
Less time sorting transactions. More room for decisions that matter.
Fineco, Intesa, HYPE, Revolut, N26… via Open Banking. Expenses flow in by themselves.
See supported banksTransactions sort themselves into the right category without you touching anything.
Your corrections take priority over automatic suggestions.
For unresolved cases, AI only receives the minimized data needed, without IBANs or people's names.
Privacy & securityNumeric keypad + category grid, as quick as a calculator.
This is your money we're talking about: the bare minimum leaves the system, the rest stays yours.
We only send what is needed to categorization services, after removing IBANs and personal identifiers.
Only for unresolved cases: a normalized merchant and limited signals, without your user identifier.
Per-user isolation at the database level (row-level security): no other account can read it.
You give consent at your bank: Dispendo never sees or stores your passwords. Access is read-only and you can revoke it anytime.
The magic
A bank transaction doesn't arrive as “Esselunga”: it arrives as technical text full of codes. Dispendo cleans it up and finds the category by asking four questions, always in this order. AI is the last resort, not the first.
From the bank
GIROCONTO DA C/C FINECO A C/C HYPE
Cleaned → Category
Transfer → ↔️ Excluded from totals
No AI · step 1/4
The result: rules and your corrections come first, and only unresolved cases go to AI. You can always change the category.
Try it free for 7 days and, if you like it, choose to pay monthly or once a year.
One plan
One experience for managing expenses without splitting core features across tiers.
Price
7-day free trial with every feature. Prices include VAT.
See plans and pricingThe things worth knowing before trusting a new app with your finances.
No. You can add transactions manually or import a file. Bank connections automate syncing.
No. The Open Banking connection used by Dispendo reads authorized transactions; it cannot make payments.
You can correct it in the app. Your choice takes priority over automatic suggestions for relevant transactions.
Dispendo tries to identify transfers between your accounts so they don't inflate income or spending. You can review uncertain cases.
€4.99 a month or €49.99 a year, VAT included. You can try everything free for 7 days before paying.
Yes. The app offers account-data download and account deletion. See the Privacy Notice for retention details.
Another question? Contact us
Available for iPhone and Android, with a 7-day free trial.